PRISM Solutions is a leading Cloud Native SaaS platform for credit risk management. We help businesses identify, monitor, and convert credit risks into opportunities with tools for counterparty analysis, exposure management, and collateral tracking. Built on industry best practices, PRISM offers a fast, scalable solution with no infrastructure requirements or long implementation times, empowering businesses to manage risks efficiently and securely.
Capture counterparty and contracts information.
Quantify and Monitor the default risk.
Put controls in place.
Evaluate and report the risk.
Manage and convert risks into opportunities.
Cloud Native SaaS to manage and convert credit risks.
Capture and maintain detailed information about your counterparts and legal contracts with them. Manual capture as well as a standard automated interface to read from other systems. Want to send the information to other system, use our standard APIs.
Bring on board new counterparts using industry best practices. Enterprise wide collaboration between all stake holders of the on-boarding process will ensure compliance with management's risk management policies. Maintain complete record of the process to satisfy internal audit requirements
Understand the full spectrum of risk of default by counterparties, slice and dice by multiple attributes. Current as well as future exposure analysis using state of the art tools and detailed dashboards. Want to use the analytics in for custom reporting, use our APIs to export the results.
Maximise the profit by encouraging trading while keeping inline with the corporate risk policies. Use limit management module to set exposure limits by multiple dimensions, block and open counterpart for trading, decide the tenor of trades. Monitor limit utilisation and act before a limit is breached.
Mitigate the default risk by negotiting collateral from counterparts. Assign hair-cut to different collateral types to handle the inherent risks in them. Maintain full log of collateral exchanged with each counterpart in the form of Cash, letter of credit, bond, gold, security etc.
Use our OTC margining module to perform end to end margining of uncleared trades. Capture and manage complex agreements, send margin calls, settle calls with the help of eligible collateral. Use, standard but innovative workflow to perform end to end margining activities.
Want additional protection for your portfolio risk? Want to improve quality of Risk? Want to increase trading without having to increase risk limit? Request for PCGs from your counterparts. PCG management will enable you to achieve these goals. Use PCGs with different levels of protection based on the risk map.
Get a full picture of your cashflow position (current and future), foreign exchange exposure using our treasury solutions. Understand the age of your debts overall as well as by each counterpart. Analyse the daily interest rate movements and their impact on interest payables and receivables.
Increase the trading activity without breaching the risk limits. Pre-deal checking will allow you to identify the best window to execute a new trade. Collaborate between the trading and credit teams to make sure that new trades are done in conformity with the management risk policies. Maintain the full audit log from the time of requesting a new deal check until the approval (or rejection) of the request. Automated checks against the management policies provide a strong decision support to the credit risk teams.
How is an existing counterpart's business performing? Are there any red alerts? Do you need to reveiew limits? What is your experience in dealing with the counterpart? Answer all such questions by performing periodic analysis of the counterparts. Risk weighted quatitative and qualitative KPIs of your own will enable you toperform detailed analysis. Choose from a standard list of industry standard KPIs (or create your own). Use this soultion to automate your Counterparty Automation process.
Mitigate the replacement and payment risk by taking payments for the sell transactions before the delivery is started. Manage multiple invoices under one prepayment amount. Monitor the utilisation status of all the prepayments received.
Long-Term Obligation: Use without heavy long-term commitments
Industry Best Practices: Pre-configured to follow global best practices
Low Implementation Time: Get started quickly with minimal setup
Seamless Cloud Integration: No need for on-premises infrastructure
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