Privacy Policy

1. Introduction

Appmania Limited ("we," "us," or "our") is committed to protecting the privacy and security of our users' information. This Privacy Policy explains how we collect, use, store, and protect your personal and business data when you use our cloud-based credit risk management SaaS platform - Prismsolutions. By using our services, you agree to the terms outlined in this Privacy Policy.


2. Information We Collect

a) Information You Provide

  1. Business and user registration details (name, email, phone, company name, job title).
  2. Payment and billing information (for subscriptions and transactions).
  3. Customer support inquiries and communication logs.

b) Information We Collect Automatically

  1. System usage data (logins, IP addresses, browser types, session duration).
  2. Behavioural analytics (features used, frequency of access).
  3. Cookies and tracking technologies for performance optimization.

c) Third-Party Data

  1. Market and financial data from integrated third-party providers for risk assessment.
  2. Behavioural analytics (features used, frequency of access).
  3. Publicly available business information to enhance risk modelling.

3. How We Use Your Information

We use your data to:

  1. Provide and enhance our credit risk management platform.
  2. Deliver automated risk analysis, reporting, and compliance monitoring.
  3. Improve customer experience and support.
  4. Process transactions and manage subscription services.
  5. Ensure security, fraud prevention, and regulatory compliance.
  6. Perform analytics and system optimization.

4. Data Security & Compliance
  1. Bank-Grade Security: We employ end-to-end encryption, multi-factor authentication, and regular security audits.
  2. Regulatory Compliance: We align with GDPR, CCPA, and financial data protection laws.
  3. Access Control: Only authorized personnel can access sensitive information.

5. Data Sharing & Third Parties

We do not sell, rent, or trade your data. However, we may share data with:

  1. Service providers (cloud hosting, analytics, and payment processors).
  2. Regulatory authorities (when required by law).
  3. Business partners (only for integrations you opt into).

6. Your Rights & Choices
  1. Access & Portability – Request a copy of your data.
  2. Correction & Deletion – Update or delete your information.
  3. Opt-Out – Manage marketing and cookie preferences.

For any data requests, contact info@prismsolutions.com


7. Data Retention

We retain data only as long as necessary for operational, compliance, and legal purposes. After this period, data is securely deleted.


8. Cookies & Tracking

Our platform uses cookies to enhance user experience, improve security, and analyse usage trends. You can manage cookie preferences in your browser settings.


9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be communicated via email and updated on our website.


10. Contact Us

For any questions, concerns, or privacy-related requests, contact us at: